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The place for English-speaking residents of Japan to discuss finance and technology. Whether you're a new resident with questions about credit cards and cashless payment options, a long-term resident curious about pensions and life insurance, or a digital nomad wanting to talk crypto gains and tax treaties, this is the sub where you'll find informed discussion, friendly advice, and high-quality answers with links to reputable sources. Check out our wiki to get started! |
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You've figured out how to sort your garbage and buy a commuter pass. You've opened a bank account and got yourself a phone. You've mastered katakana and memorized almost 50 kanji. But now you're wondering: *Which credit card should I apply for? Which cashless payment system should I be using? Do I need to file a tax return? What's the cheapest way to send money overseas?* | ||
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You're starting to suspect that you might never leave Japan. You're in a long-term relationship and thinking about buying an apartment. You've memorized almost 500 kanji. But now you're wondering: *Will the national pension be enough to live on? What's an iDeCo? Do I need life insurance? Should I be worried about inheritance tax?* | ||
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**Welcome!** This subreddit exists to crowdsource high-quality answers to these questions and many more. | ||
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### Scope | ||
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On the "finance" side, we cover everything from budgeting tips to retirement planning. On the "tech" side, we tend to focus on topics that have a financial aspect to them (fintech, cryptocurrency, payment processing, renewable energy, etc.), but general discussions of productivity/lifestyle tech (cell phones, apps, home automation, electric vehicles, etc.) are also welcome. For everything else, we have a weekly "off-topic" thread, where users can ask and answer questions that don't quite fit within the "finance and tech" theme. | ||
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### Wiki | ||
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We hope that our [wiki](https://www.reddit.com/r/JapanFinance/wiki/index) will grow into a comprehensive and trusted repository of Japan-related personal finance information. Please take a look at what we've put together so far, and become a contributor if you have something to add! | ||
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### Moderation | ||
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The sub's moderators are u/starkimpossibility and u/Traditional_Sea6081. Don't hesitate to [send us a modmail](https://www.reddit.com/message/compose?to=/r/japanfinance) if you have any questions or suggestions. And if you would like to get involved behind the scenes, we will always be looking for users with expertise in relevant fields to help us make the sub the best possible resource that it can be. | ||
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As far as rules go, we have tried to keep them clear and simple. We aim for professionalism and transparency in our dealings with users, and the sub's moderation log is completely **open to the public** (details [here](admin/transparency)). We also publish regular reports explaining what the mods have been up to. We look forward to talking Japanese finance and tech with you! |
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# Quotables | ||
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## Money | ||
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Kurogane666 - | ||
https://www.reddit.com/r/japanlife/comments/o5x62o/biweekly_boss_premium_edition_questions_thread_23/h2ppj8y/ | ||
> I feel sometimes all they ever talk about is money | ||
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## Off-topic | ||
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Kurogane666 - https://www.reddit.com/r/JapanFinance/comments/o0za5m/weekly_offtopic_thread_16_june_2021/h2pq2t5/ | ||
> Isn't that a bit like using Secratariat to plough the garden plot? Honest question |